Suitability report automation

Task status and reporting — Task status & reporting
The problem

Advisers and paraplanners lose hours to every client review — gathering the facts, checking the file, and writing a report that has to satisfy Consumer Duty.

In February 2025 the FCA reviewed ongoing advice services at 22 of the largest advice firms and named “inadequate record-keeping to make sure firms can evidence delivery of their services” as a poor practice. Firms were asked to check, back to 2018, whether they could show the service was delivered.

Source: FCA, Ongoing financial advice services multi-firm review, 24 February 2025.

“A single review document can take the best part of an hour to produce — every time.”

— Financial adviser

“The data already lives in Plannr, but we still re-key it into the report by hand.”

— Paraplanner
Task status and reporting — — Head of Compliance
55 mins

The time it takes to produce one client review document by hand. Multiply that across every client, every year.

Task status and reporting — Weeks
What we do

The solution

The adviser selects the sections; the client’s Plannr data populates them; the document assembles itself — and the adviser keeps the judgment.

Task status and reporting — The solution
Built from the client’s own data

The document draws directly on the client’s Plannr record — circumstances, objectives, holdings and figures populate automatically, with no re-keying.

Task status and reporting — A live picture, not a manual pull
The adviser chooses what goes in

The adviser selects the sections relevant to this client and this recommendation, and the tool assembles only what belongs in the report.

Task status and reporting — What to chase, and who to chase
Your templates, your products

Built on your firm’s master templates and product set, so every document is consistent, on-model and in house style — never generic.

Task status and reporting — Average time-in-status, compared
A document that frames the conversation

The output is a clear, personalised review document that frames the client conversation and evidences the advice — ready for the adviser to check and sign.

Task status and reporting — Defensible for compliance
How it works

How the document is built

From client data to a signed review — in minutes, not most of an hour

Task status and reporting — How the picture is built
Select
Task status and reporting — Input
Choose client
Task status and reporting — Input
Pick sections
Task status and reporting — Input
Set the scenario
Task status and reporting — Input
Confirm scope
Task status and reporting — Owner & dates
Populate
Task status and reporting — Input
Pull Plannr data
Task status and reporting — Input
Circumstances
Task status and reporting — Input
Objectives & risk
Task status and reporting — Input
Holdings & costs
Task status and reporting — Flag outliers
Assemble
Task status and reporting — Input
Apply templates
Task status and reporting — Input
House style
Task status and reporting — Input
Draft the document
Task status and reporting — Where you’re slow
Review
Task status and reporting — Input
Adviser checks
Task status and reporting — Input
Adviser signs
Task status and reporting — Input
Filed with audit trail
Task status and reporting — Audit-ready report
Task status and reporting — Audit-ready report
Task status and reporting — Audit-ready report
Results

What changed for the client

Suitability documents produced in a fraction of the time — with the adviser still making every recommendation.

Measured on the Plannr implementation at a UK financial advice firm.

55 → 15
Minutes to produce one review document
~70%
Less time on each client review
No re-keying
Client data flows straight from Plannr
Task status and reporting — Input
Consistent, on-model documents every time
Task status and reporting — Input
Personalised and evidenced for Consumer Duty
Task status and reporting — Input
The adviser owns every recommendation
Task status and reporting — Input
A clear framework for the client conversation
MoiraCorp Academy — Technical Library

How long do your client review documents take?

We’ll show you where automation saves the hours — and where the adviser’s judgment has to stay.